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Why OVERPAY When You Can AVOID THESE 10 Costly Cruise Mistakes?

  • Writer: Tori Carter
    Tori Carter
  • Aug 18
  • 4 min read

Cruising is one of the best ways to see the world, but if you're not careful, you could end up spending way more than you need to. After more than 50 cruises across 12 different cruise lines, Kirk and I have learned a lot about the top costly mistakes cruisers make — and today, we're sharing our tips to help you avoid them. Whether you're a first-time cruiser or a seasoned pro, these tips can help you save hundreds (or even thousands) on your next cruise!


Mistake #1: Choosing the Wrong Cruise

There are tons of cruises out there, and while it might be tempting to book the cheapest option, that can actually cost you more in the long run. Some cruises might be listed at a lower price, but once you factor in gratuities, excursions, drink packages, and specialty dining, you’re paying way more than you would for an all-inclusive option. Always compare what’s included and do the math before booking!


Pro Tip: Look for cruise packages that include gratuities, drink packages, and onboard credits. These can significantly lower your overall cost.


Mistake #2: Not Checking for Price Drops Before Final Payment

Before you make your final payment, check with your travel agent or the cruise line to see if the price has dropped. Many cruise lines offer price-matching policies or extra perks if the price goes down after you’ve booked.


Example: Norwegian Cruise Line will often give you the option to upgrade your cabin or offer a future cruise credit if the price drops. Other cruise lines might offer onboard credits as a refund.


Mistake #3: Missing Out on Status Matches and Discounts

Did you know that many cruise lines offer status matches, referral benefits, and discounts for military members, teachers, or healthcare workers? These can save you hundreds of dollars on your cruise booking.


Pro Tip: Some cruise lines even offer shareholder benefits if you own their stock! We’ve got a video with some great discount codes that you can use to get these perks — make sure to check it out.


Mistake #4: Not Budgeting for Extras

Cruises aren’t always all-inclusive, so you need to budget for extras like drink packages, shore excursions, and specialty dining. Plan ahead by keeping an eye out for pre-cruise sales and booking things like drink packages before you board.


Pro Tip: Prices for these extras often increase once you’re onboard, so booking early can save you big bucks.


Mistake #5: Not Setting a Spending Budget

It’s easy to get carried away on a cruise, but setting a spending budget can help you avoid a huge bill at the end. Make a plan for things like excursions, tips, casino spending, drinks, and souvenirs before you board.


Pro Tip: Many cruise lines offer prepaid packages for things like tips and dining, which can help you budget better.


Mistake #6: Ignoring Travel Costs to the Port

Flights, hotels, and transportation to the port can add up quickly. Don’t assume you’ll find last-minute deals on flights or hotels. Plan early and look for package deals that include your cruise and flights.


Pro Tip: Use travel apps to find the best deals. We’ve got a video on our favorite apps for booking affordable flights and hotels, so check that out!


Mistake #7: Missing Out on Free Perks Onboard

Cruise lines offer a lot of free perks that many people miss. These include loyalty program benefits, free drinks at certain events, and even free room service on some ships.


Pro Tip: We have a dedicated video on all the free stuff you can take advantage of on a cruise, so make sure you check that out.


Mistake #8: Forgetting to Put Your Phone in Airplane Mode. This is a COSTLY Cruise Mistake


This is a BIG one. If you don’t put your phone in Airplane Mode while at sea, you could rack up massive roaming charges without even realizing it.


Pro Tip: Some cruise lines offer Wi-Fi packages, but always check the details before you connect to avoid surprise charges.


Mistake #9: Not Knowing What You Can Bring Onboard

Each cruise line has different policies on what you can bring onboard, like alcohol, soda, and water. Knowing these policies can save you a lot of money on drinks.


Pro Tip: Many cruise lines allow you to bring a bottle of wine per person, which can save you money on drinks.


Mistake #10: Not Checking Your Onboard Account

Before you disembark, make sure to double-check your onboard account. Human errors happen, and you don’t want to be dealing with incorrect charges once you’re home.


Pro Tip: Check your account regularly throughout the cruise to catch any discrepancies early.


In Summary

So there you have it — 10 costly cruise mistakes that you definitely want to avoid. We hope this helps you save money and make the most of your cruise. If you found this post helpful, be sure to share it with your fellow cruisers and subscribe to our channel for more tips and stories from our adventures.

Happy cruising, everyone! See you in the next post!

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